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Winter Tyres

With winter here and snow already experienced by many people in the UK, many motorists will be asking themselves whether they should switch to winter tyres from their current summer tyres. My advice would be a categoric yes as the benefits in traction, braking capability and overall safety have to be experienced to be believed. … Continue reading “Winter Tyres”

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PCP car finance: can I get out early?

Drivers can leave PCP schemes early through Voluntary Termination You must have paid at least 50 percent of the balance to end contract Voluntary Termination shouldn’t negatively affect your credit rating Car finance may allow you to get the keys to a car that you wouldn’t otherwise be able to afford, but it also comes … Continue reading “PCP car finance: can I get out early?”

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Understanding PCPs

It is very frustrating to read articles in newspapers with journalists trying to explain PCP (Personal Contract Purchase) car finance and simply because they don’t understand it they conclude by telling people to be careful. By these unfounded warnings they are driving potential customers to the “Main Street” banks who are openly offering them 100% … Continue reading “Understanding PCPs”